25 Best Referral Programs to Make Extra Money in 2024

Referral programs are a great way to earn extra money by sharing products or services you love. Many companies reward users for spreading the word about their apps, services, or products. Here’s a list of some of the best referral programs and apps, discussing what they offer and how you can start earning.

This article is sure to be a long one!

1. Rakuten (Formerly Ebates)

• Referral Bonus: $30 for each referral who spends $30 or more.
• How It Works: Rakuten offers cashback on online and in-store purchases. Users get a unique referral link to share with friends and family. When someone you refer spends $30 or more, you get a $30 bonus, and they also receive a welcome bonus.
• Why It’s Great: Rakuten partners with thousands of popular retailers, such as Amazon, Walmart, and Target. The high bonus and ease of use make it one of the best referral programs available.
• Get Started: Sign up for Rakuten and start sharing your referral link to earn bonuses.

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2. Swagbucks

• Referral Bonus: 10% of your referral’s earnings for life.
• How It Works: Swagbucks is a popular rewards site where users can earn points (Swagbucks or SB) for doing various tasks, like taking surveys, watching videos, and shopping online. When you refer someone, you earn 10% of their Swagbucks earnings as a bonus.
• Why It’s Great: It’s an easy way to earn passive income as long as your referrals keep using the app.
• Get Started: Sign up for Swagbucks to get your referral link and start earning.

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3. Cash App

• Referral Bonus: $5 for each new user who signs up and sends $5.
• How It Works: Cash App allows users to send and receive money easily. When you refer someone using your unique referral code and they send at least $5, you both get $5 as a bonus.
• Why It’s Great: Cash App is already popular for its simplicity and speed in transferring money, making referrals straightforward and appealing.
• Get Started: Download the Cash App and find your referral code under your profile to start referring.

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4. Uber

• Referral Bonus: Varies by city; usually $5 to $15 for each ride taken by a referral.
• How It Works: Uber offers referral programs for drivers and riders. As a rider, you get a unique code to share. When your referral takes their first ride, you get a bonus, often in ride credits.
• Why It’s Great: Referring people to ride-sharing apps is easy, especially if they’re looking for a convenient way to travel. The bonus varies, but it’s a great way to earn discounts on future rides.
• Get Started: Open the Uber app, go to Refer a friend, and start sharing your referral code. If you’re an Uber driver and want to refer drivers, here’s my driver referral link.

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5. Lyft

• Referral Bonus: Varies by city; usually $5 to $15 for each ride taken by a referral.
• How It Works: Lyft offers referral programs for drivers and riders. As a rider, you get a unique code to share. When your referral takes their first ride, you get a bonus, often in ride credits.
• Why It’s Great: Referring people to ride-sharing apps is easy, especially if they’re looking for a convenient way to travel. The bonus varies, but it’s a great way to earn discounts on future rides.
• Get Started: Open the Lyft app, go to Refer a friend, and start sharing your referral code. If you’re a Lyft driver and want to refer drivers, here’s my driver referral link.

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6. Honey

• Referral Bonus: $5 for each referral after they use Honey to make their first qualifying purchase.
• How It Works: Honey is a browser extension that automatically finds and applies the best coupon codes at checkout. When you refer someone, you’ll receive a $5 bonus after they make their first purchase using Honey.
• Why It’s Great: It’s a simple and free way to save money while shopping online, and it’s easy to promote since it’s useful for almost everyone.
• Get Started: Sign up for Honey to get your referral link.

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7. Ibotta

• Referral Bonus: $10 for each referral after they redeem their first offer.
• How It Works: Ibotta offers cashback on groceries, online purchases, and more. Share your unique referral code. When your referral redeems an offer, you get $10.
• Why It’s Great: Ibotta has numerous offers and is perfect for people who frequently shop for groceries or make online purchases.
• Get Started: Download Ibotta and find your referral link in the app.

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8. Acorns

• Referral Bonus: Varies; often $5 for each referral who opens an account and makes a deposit.
• How It Works: Acorns is an investing app that rounds up your daily purchases and invests the spare change. When someone signs up with your referral link and makes their first investment, you receive a bonus.
• Why It’s Great: Acorns is popular among people who want to start investing with minimal effort, making it easy to promote to beginners in finance.
• Get Started: Sign up for Acorns to get your referral link.

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9. Robinhood

• Referral Bonus: A free stock valued between $5 and $200.
• How It Works: Robinhood is a commission-free stock trading app. When you refer someone and they open an account, you both receive a free stock. The value of the stock varies and can be sold after a holding period.
• Why It’s Great: The potential value of the free stock can be a significant incentive for both you and your referral.
• Get Started: Sign up for Robinhood to access your referral link.

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10. DoorDash

• Referral Bonus: Varies; usually up to $20 after the new user places their first order.
• How It Works: DoorDash is a food delivery app. When you refer a new user who places an order, you earn a bonus, often in the form of credits for future orders.
• Why It’s Great: Food delivery services are popular, making it easier to get referrals, especially if your friends love trying new restaurants.
• Get Started: Sign up for DoorDash and share your referral link from the app. You can also refer a small business restaurant and get a $1000 referral bonus when they sign up and complete 15 orders in 60 days.

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11. Payoneer

• Referral Bonus: $25 for both you and your referral after they receive $1,000 in payments.
• How It Works: Payoneer is a global payment platform that allows freelancers, businesses, and e-commerce sellers to receive payments. Share your unique referral link, and when your referral signs up and receives $1,000 in payments, both of you receive a $25 bonus.
• Why Consider It: It’s great for freelancers and small business owners who work internationally. It can be especially valuable for those who need to handle cross-border transactions frequently.
• Get Started: Sign up for Payoneer to access your referral link.

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12. Revolut

• Referral Bonus: Varies; usually around $10 to $30 after the new user completes certain actions like making a deposit or using their card.
• How It Works: Revolut offers banking services, currency exchange, and cryptocurrency trading. Refer a friend, and after they meet specific requirements (e.g., making a deposit or using their card), you’ll both receive a cash bonus.
• Why Consider It: Revolut’s multi-currency accounts and low exchange fees make it great for people who frequently travel or send money internationally.
• Get Started: Sign up for Revolut to access your referral link.

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13. PayPal

• Referral Bonus: $10 for each referral who sends or spends at least $5.
• How It Works: PayPal is a widely-used payment service. When you refer a new user, they need to spend or send at least $5 using PayPal, and both of you get a $10 bonus.
• Why Consider It: PayPal is trusted and well-known, making it easy to recommend. Its referral program is straightforward and has broad appeal.
• Get Started: Sign up for Paypal to access your referral link and start earning.

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14. Coinbase

• Referral Bonus: $10 in Bitcoin for both you and your referral after they buy or sell $100 in cryptocurrency.
• How It Works: Coinbase is a cryptocurrency trading platform. When you refer someone, and they buy or sell at least $100 in cryptocurrency, both of you earn $10 in Bitcoin.
• Why Consider It: Cryptocurrency trading is increasingly popular, and Coinbase is one of the most user-friendly platforms for beginners, making it easy to attract referrals.
• Get Started: Sign up for Coinbase to access your referral link and start earning.

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15. Casper

• Referral Bonus: $75 for each friend who makes a purchase.
• How It Works: Casper is a popular mattress and bedding brand. When you refer someone, and they make a purchase, you receive a $75 bonus, and your friend often gets a discount on their first purchase.
• Why Consider It: Perfect for people in the lifestyle, home goods, or health and wellness niches who want to recommend high-quality products.
• Get Started: Sign up for Casper to access your referral link and start earning.

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16. Dosh

• Referral Bonus: $10 for each friend who links a card to their Dosh account.
• How It Works: Dosh is a cashback app that automatically applies cashback to your linked card when you shop at partnered stores. Share your referral link, and once your friend links their first card, you earn $10.
• Why Consider It: Dosh makes cashback easy by automating the process. It’s a no-brainer recommendation for anyone who likes to save money while shopping.
• Get Started: Sign up for Dosh to access your referral link and start earning.

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17. T-Mobile

• Referral Bonus: Varies; often includes discounts on phone plans or services.
• How It Works: T-Mobile’s referral program varies but typically offers account credits or discounts when you refer someone who signs up for a plan. Check their website or app for the latest referral details.
• Why Consider It: If you’re a T-Mobile user, this is an excellent way to reduce your phone bill while helping others find a good service provider.
• Get Started: Sign up for T-Mobile to access your referral link and start earning.

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18. Direct Energy

• Referral Bonus: Up to $50 for each friend who signs up.
• How It Works: Direct Energy provides electricity and natural gas services. Share your referral link, and when someone signs up for their energy services, you both receive a bonus.
• Why Consider It: This is a great option for homeowners and renters looking to cut down on energy costs. It’s easy to recommend to friends who are moving or looking to switch energy providers.
• Get Started: Sign up for Direct Energy to access your referral link and start earning.

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19. Xfinity

• Referral Bonus: Up to $175 depending on the services signed up for by your referral.
• How It Works: Xfinity provides internet, TV, and phone services. Their referral program rewards both the referrer and the new customer with credits when they sign up using the referral link.
• Why Consider It: This is perfect for those in tech or lifestyle niches, especially if you frequently discuss home services or entertainment options.
• Get Started: Sign up for Xfinity to access your referral link and start earning.

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20. Wise (Formerly TransferWise)

• Referral Bonus: Varies; typically, once three of your referrals make international transfers of at least $200, you get a cash bonus.
• How It Works: Wise offers international money transfers with low fees. Share your referral link, and you’ll receive a bonus when three people use Wise for their international transfers.
• Why Consider It: Wise offers some of the lowest currency exchange fees, making it ideal for freelancers, remote workers, and anyone who makes international payments.
• Get Started: Sign up for Wise to access your referral link and start earning.

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21. Fiverr

• Referral Bonus: $100 for every first-time buyer; bonuses are usually in Fiverr credits.
• How It Works: Fiverr is a marketplace for freelancers offering services in various fields like writing, graphic design, and programming. When someone you refer makes their first purchase, you get a $100 bonus, typically in Fiverr credits.
• Why Consider It: If you’re a freelancer or know people looking for affordable services, Fiverr is easy to recommend. The bonus can be used to purchase services on the platform.
• Get Started: Sign up for Fiverr to access your referral link and start earning.

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22. ShareASale

• Why Consider It: ShareASale is ideal for bloggers and marketers already in the affiliate marketing space. It is known for its wide range of affiliate programs, making it a valuable referral program.
• Referral Bonus: Varies; typically a percentage of affiliate earnings.
• How It Works: ShareASale is an affiliate marketing network. When you refer new affiliates or merchants, you earn a percentage of their earnings or sign-up fees.
• Get Started: Sign up for ShareASale to access your referral link and start earning.

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23. Sam’s Club

• Referral Bonus: $10 for each friend who joins as a new Sam’s Club member.
• How It Works: Sam’s Club offers a referral program where current members can refer friends to join as new Sam’s Club members. When your friend signs up using your unique referral link, both you and the new member receive a $10 eGift card.
• Why Consider It: Sam’s Club is popular for its bulk goods, exclusive deals, and member-only pricing. It’s an easy referral if your friends or family are looking to save on groceries, electronics, and other household goods. Plus, the referral process is straightforward, with both parties receiving a reward.
• Get Started: Sign up for Sam’s Club Affiliate Program and access your referral link from your account dashboard to start earning bonuses.

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24. Shipt

• Referral Bonus: $10 for each friend who signs up and completes their first order.
• How It Works: Shipt is a grocery delivery service that partners with local stores. When you refer a friend using your unique link, and they complete their first delivery order, you receive a $10 bonus.
• Why Consider It: Shipt is popular among those who prefer grocery delivery services, making it an easy sell, especially to busy individuals or those looking for convenience.
• Get Started: Sign up for Shipt to access your referral link and start earning.

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25. Verizon

• Referral Bonus: Up to $100 in gift cards for each new customer referral.
• How It Works: Verizon offers a referral program where you can earn up $180 or more when they switch. Simply, when a new customer signs up for eligible wireless or home services through your referral link. The new customer may also receive special deals or discounts.
• Why Consider It: Verizon is a trusted brand with a wide customer base, making it an easy choice for recommending to friends and family looking for reliable wireless and home services.
• Get Started: Visit Verizon’s referral page to get your unique referral link.

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Bonus: Chase Credit Card

• Referral Bonus: Chase offers a range of bonuses based on the card type. For example, Chase Freedom cards provide $50 per referral, while Sapphire Preferred cardholders earn 15,000 points per referral. Depending on the card type, the caps range from $500 to 75,000 points annually.
• How It Works: To earn a referral bonus, generate a referral link through the Chase app or website and share it with friends via email, text, or social media. Then, when someone uses your link, applies, and is approved, you receive the referral bonus.
• Why Consider It: This program is an easy way to earn rewards without extra spending. It’s a great fit if you already have a Chase card and know friends interested in getting a similar one. Just remember that the Chase 5/24 rule applies—friends with five or more credit accounts in the last 24 months might not be approved.
• Get Started: Log into your Chase account or visit their Refer-a-Friend site. Select the card you want to refer, get your referral link, and share it.

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Wrapping up…

Phew! That was a long one! Thanks for getting this far.

We hope this article gave you the confidence to jump right in and start earning with some amazing brands! If you enjoyed this post, share it with others. For more tips on blogging and making money online, subscribe to our newsletter and never miss an update.